Welcome New Members
Welcome to the following new members who joined the Contra Costa County Bar Association over the past few months. Dean Allen Joanna Barron Margaret Berciano Chris Crittenton O’Neill Dennis Morgan Durham Gamaliel Galindo Maria Garfinkle Rashida Harmon WookSun(Phil) Hong Jeffrey Hubins Rebecca Kelly Frank Khalil Christina Lopez Nicholas Ma Christine MacDonald Shian MacLean Christine McMurry...Read Article
Employment Practices Liability Coverage: What Every California Employer Should Know
It is common knowledge that the number of claims against California employers by their former or current employees have escalated in recent years. No employer, no matter how small or how large in size is immune from such claims and lawsuits. Small and medium size businesses are often the most exposed to liability because they...Read Article
Health Insurance Holes & Gaps - A Flagrant Foul!
When Steph Curry, Klay Thompson or Andre Iguodala find the gaps in the defense and make a brilliant pass for an assist that ends in an easy layup or an inspiring dunk, it a pleasure to behold. When a health insurance subscriber discovers a hole or a gap in their coverage it feels more like...Read Article
The Disability and Long Term Care Insurance Disconnect
When it comes to understanding the need for life insurance, most people are pretty clear. They understand that if they die, their family will need some kind of protection. If they die while owning a life insurance policy, the insurance company will pay their beneficiary a lump sum of money. There is no expectation that...Read Article
A Brief Introduction to the Complexity of Insurance Fraud
Insurance fraud. It is an ugly business, but an increasingly profitable one. In fact, the California Department of Insurance estimates that insurance fraud costs Californians over $15 billion each year.1 Insurance fraud includes a range of activities designed to generate illicit proceeds, from false claims activity to premium fraud and insider fraud. False claims activity...Read Article
Earthquake Insurance: Who Needs it and How does it Work?
We live in California, and California is earthquake country. We know that earthquakes happen all the time. Some are small, but some are not. When an earthquake causes damage to our homes or personal property, what can we do? First, let’s back up. What causes an earthquake? An earthquake is caused when two sides of...Read Article