Insurance Through CCCBA

Dental

The CCCBA Dental Plan, underwritten by Lincoln Financial Group offers two different calendar year maximum options which are available to law firms with two or more attorneys and / or employees.

Both plans allow you to choose any dentist; however, you can maximize your benefits by utilizing PPO providers.

Firms with at least five enrolled do not have a waiting period for Major work. In addition, there is an Indemnity (go to any dentist) plan with a higher calendar-year maximum for those firms with at least fifteen attorneys and/or employees enrolled.

Vision

The CCCBA Vision Plan, underwritten by MES/Blue Shield Life Insurance Company, provides for eye exams and eyewear (including contact lenses).

Members may use any optometrist or ophthalmologist but will receive higher benefits when they use participating providers or vendors.

Life and Accidental Death & Dismemberment

Members of CCCBA may apply for up to $2,000,000 with super-preferred rates on amounts more than $500,000 (Available at age 30 and up).

Coverage is guaranteed renewable to age 75 and convertible to a permanent policy anytime before the policy terminates at age 75. This plan includes an accelerated life benefit payout for terminal illness.

CCCBA members’ spouses are able to apply for coverage if the member does not apply. A rider is also available to cover children. New members age 59 and younger may apply for a guaranteed issue amount of $50,000.

ING/ReliaStar Life Insurance Company, one of the largest nation’s insurers, underwrites this plan.

Disability Insurance

Underwritten by Standard Insurance Company, this plan offers two benefit options and you select from a 60 or 90-day waiting period.

You can insure up to 60% of your pre-disability earnings, to a monthly benefit maximum of $5,000.

This plan features a Return to Work Incentive, Survivor Benefit, Rehabilitation Benefit, Lifetime Security benefit and more. New members may apply for a guaranteed issue amount.

Health Insurance

The CCCBA does not have a sponsored health plan at this time. However, through its long-term relationships with the major healthcare providers, Myers-Stevens-Mello is able to research the various health insurance plans and programs that are available to you, whether as an individual or a law firm with employees.

They will review and analyze your current program, help you select a plan that meets your objectives and assist you through the enrollment process. Thereafter, they will continue to provide assistance with renewals and all other claim/customer service issues.

You are invited to take advantage of Myers-Stevens-Mello’s expertise and services to get competitive rates and benefits for your health insurance needs. Group Life and Disability plans are also available for law firms.